Add Balance to Your Budget

You’ve probably heard of balancing your accounts, but what about balancing your budget?

I don’t mean reconciling your planned spending with your actual spending. I mean adding balance to your budget.

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We’re Debt Free!!

I’ve had debt as long as I can remember.

It wasn’t something I was ashamed of, or particularly worried about. Debt is the American way after all.

But last Spring I noticed it was down to around $3,000 and I finally felt that little spark of excitement at the prospect of being debt free.

Then August came.

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