Progress, Not Perfection

I heard something rather profound at my son’s Taekwondo class the other day. The instructor said, “We’re seeking progress, not perfection.” One of the things they teach is there really is no such thing as perfection. Even the highest black belts still have room to improve. I’ve always liked that…

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My 2018 Savings Challenge

I recently came across a savings challenge on Budgets Are Sexy and got seriously motivated to take it on. Now This I Can Do I love this money-saving chart for its flexibility and do-ability. Most savings charts I've seen seem unachievable. They start small and simple enough but usually include…

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The Government Is Sabotaging My Budget

Confession time: I’m a bit of a control freak. I get anxious whenever any aspect of my life is under someone else’s control. We’re a single income household, reliant on the Federal government for our paycheck, so this latest government shutdown has been a bit of a wake-up call about…

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2018: Making a Fresh Start

Happy New Year! Well, 2017 was definitely a year to forget regarding our finances. We were so close to paying off all our debt, only to see it quadruple in the summer! But I’m thankful we have the resources to deal with it and have a new awareness of both…

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Getting Cash Flow Positive

Every time I’m working on my budget, it always feels like we don’t have enough money to go around. If you find yourself in a similar position, you might have a cash flow problem. So let’s make it our next goal to get cash flow positive. But what exactly does…

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5 Ways to Save Money This Christmas

It’s beginning to look a lot like Christmas! Who am I kidding? Christmas goodies have been out since Halloween, but I live in the desert so it doesn’t “feel” like Christmas until we have to turn the heat on. (Which I did last night only to have the smoke detectors…

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