Add Balance to Your Budget

You’ve probably heard of balancing your accounts, but what about balancing your budget?

I don’t mean reconciling your planned spending with your actual spending. I mean adding balance to your budget.

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At-A-Glance Bill Calendar

We get paid bi-weekly, which can make monthly budgeting a challenge.

I firmly believe in the YNAB way of only budgeting the money you have available (not what you expect to receive), but as much as I love all things YNAB, the monthly layout isn’t exactly helpful for seeing where you are at a glance, especially when you’re in the paycheck to paycheck cycle.

So I’m experimenting with my own creation this month.

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Unexpected Expenses: A Failure to Plan

You Don't Know What You Don't Know. Until I started budgeting I never really knew what I was spending. Even after budgeting for years, I've never really analyzed the data looking for patterns. I assumed I knew roughly what was coming in and how much was going out. I was…

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The Government Is Sabotaging My Budget

Confession time: I’m a bit of a control freak. I get anxious whenever any aspect of my life is under someone else’s control. We’re a single income household, reliant on the Federal government for our paycheck, so this latest government shutdown has been a bit of a wake-up call about…

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