Are you looking for easy ways to increase your credit score fast? Maybe you've made some mistakes in the past or you prefer to use cash and need to build your history. Or maybe you're rocking a 750 but shooting for 800+. Regardless of how high or low your credit…
I’ve had debt as long as I can remember.
It wasn’t something I was ashamed of, or particularly worried about. Debt is the American way after all.
But last Spring I noticed it was down to around $3,000 and I finally felt that little spark of excitement at the prospect of being debt free.
Then August came.
I tend to be a logical and analytical person so I’ve always found it difficult to make paying off low-interest debt a priority when the math tells me that the smarter play is to invest it. In the FI community, this is a perfectly valid approach.
However, despite my grasp of the numbers, I have discovered I have a huge blind spot when it comes to my actual behavior. Regardless of what I know, what I’ve done is the exact reason I needed to start this blog. Counter to my expectations, I wasn’t saving more, I was spending more.
Student loan debt has been a part of my life for over a decade now. I was always told it was considered “good debt” so I honestly never really thought much about it. The interest rate is low, and the payments are flexible and manageable so I always just approached…