We’re Debt Free!!

I’ve had debt as long as I can remember.

It wasn’t something I was ashamed of, or particularly worried about. Debt is the American way after all.

But last Spring I noticed it was down to around $3,000 and I finally felt that little spark of excitement at the prospect of being debt free.

Then August came.

Continue Reading

Time to Ignore the Math

I tend to be a logical and analytical person so I’ve always found it difficult to make paying off low-interest debt a priority when the math tells me that the smarter play is to invest it. In the FI community, this is a perfectly valid approach.

However, despite my grasp of the numbers, I have discovered I have a huge blind spot when it comes to my actual behavior. Regardless of what I know, what I’ve done is the exact reason I needed to start this blog. Counter to my expectations, I wasn’t saving more, I was spending more.

Continue Reading

Progress, Not Perfection

I heard something rather profound at my son’s Taekwondo class the other day. The instructor said, “We’re seeking progress, not perfection.” One of the things they teach is there really is no such thing as perfection. Even the highest black belts still have room to improve. I’ve always liked that…

Continue Reading

The Government Is Sabotaging My Budget

Confession time: I’m a bit of a control freak. I get anxious whenever any aspect of my life is under someone else’s control. We’re a single income household, reliant on the Federal government for our paycheck, so this latest government shutdown has been a bit of a wake-up call about…

Continue Reading

2018: Making a Fresh Start

Happy New Year! Well, 2017 was definitely a year to forget regarding our finances. We were so close to paying off all our debt, only to see it quadruple in the summer! But I’m thankful we have the resources to deal with it and have a new awareness of both…

Continue Reading
Close Menu