Our lives are dictated largely by habit and here-say.
We tend to make our decisions based either on our previous ones or based on the advice and anecdotes of others.
Despite the fact that we largely ignore financial education in the US, we’ve still been subject to the odd rule of thumb when it comes to handling money or making financial decisions.
I’ve been feeling pretty discouraged lately. It seems every time I look at our finances, things are moving in the wrong direction. We’ve been hit with one thing after another – car repairs, medical expenses, vet bills, more car repairs – it feels like it will never end.