Legal

Disclaimers & Disclosures​

Professional Disclaimers

The information provided on this site is based on my own personal experience and is not to be construed as professional advice. I am not a financial advisor or planner, nor am I a CPA. The contents of this site and the resources provided are for informational and entertainment purposes only and do not constitute financial, accounting, or legal advice. The author is not liable for any losses or damages related to actions or failure to act related to the content on this website.

I am a YNAB Certified Budgeting Coach, which means that I have been trained to coach people on using YNAB software and the YNAB budgeting method. I have met select requirements of You Need a Budget LLC in order to receive this certification, which means that I have the ability to competently coach YNAB to others. I am not an employee of YNAB, and all non-YNAB related opinions and recommendations are my own. My views do not reflect the views of YNAB and its employees or its affiliates.

Testimonials

I PRESENT CASE STUDIES AND TESTIMONIALS ABOUT OTHER PEOPLE’S EXPERIENCES WITH MY WEBSITE, PRODUCTS, AND SERVICES FOR PURPOSES OF EXAMPLE ONLY. THE TESTIMONIALS, EXAMPLES, AND PHOTOS USED ARE OF ACTUAL CLIENTS AND CUSTOMERS.

TESTIMONIALS AND/OR CASE STUDIES ARE NOT INTENDED TO REPRESENT OR GUARANTEE THAT CURRENT OR FUTURE CUSTOMERS, STUDENTS, OR CLIENTS WILL ACHIEVE THE SAME OR SIMILAR RESULTS; RATHER, THEY REPRESENT WHAT IS POSSIBLE FOR ILLUSTRATIVE PURPOSES ONLY.

Earnings Disclaimer

ANY PRESENTATION OF TESTIMONIALS AND CASE STUDIES ABOUT OTHER’S EXPERIENCE WITH MY WEBSITE, PRODUCTS, AND SERVICES ARE FROM ACTUAL CUSTOMERS AND CLIENTS AND ARE SHOWN AS EXAMPLES OF WHAT IS POSSIBLE FOR INFORMATIONAL PURPOSES ONLY.

THERE ARE SEVERAL FACTORS THAT DETERMINE A CLIENT/CUSTOMER/STUDENT’S SUCCESS SUCH AS HARD WORK AND TIME, AS SUCH I CAN IN NO WAY GUARANTEE THAT CURRENT OR FUTURE CUSTOMERS/CLIENTS/STUDENTS WILL ACHIEVE THE SAME OR SIMILAR RESULTS AS PREVIOUS CLIENTS/CUSTOMERS/STUDENTS, AGAIN THE EXAMPLES, CASE STUDIES, AND TESTIMONIALS ARE SIMPLY ILLUSTRATIVE OF WHAT IS POSSIBLE.

The use of our information, products, and/or services should be based on your own due diligence and you agree that Go From Broke LLC and/or advertisers or sponsors of GoFromBroke.com are not liable for any success or failure of your business.

Disclaimer

The materials on Go From Broke LLC’s website are provided ‘as is’. Go From Broke LLC makes no warranties, expressed or implied, and hereby disclaims and negates all other warranties, including without limitation, implied warranties or conditions of merchantability, fitness for a particular purpose, or non-infringement of intellectual property or other violation of rights. Further, Go From Broke LLC does not warrant or make any representations concerning the accuracy, reliability, or likely results of the use of the materials on its website or otherwise relating to such materials or on any sites linked to this site.

Limitations

In no event shall Go From Broke LLC or its suppliers be liable for any damages (including, without limitation, damages for loss of data or profit, or due to business interruption,) arising out of the use or inability to use the materials on Go From Broke LLC’s site, even if Go From Broke LLC or a Go From Broke LLC authorized representative has been notified orally or in writing of the possibility of such damage. Because some jurisdictions do not allow limitations on implied warranties, or limitations of liability for consequential or incidental damages, these limitations may not apply to you.

Links

GoFromBroke.com has not reviewed all of the sites linked to its website and is not responsible for the contents of any such linked site. The inclusion of any link does not imply endorsement by Go From Broke LLC of the site. Use of any such linked website is at the user’s own risk.

Limitation of Liability

YOU AGREE THAT UNDER NO CIRCUMSTANCES SHALL WE BE LIABLE FOR DIRECT, INDIRECT, INCIDENTAL, CONSEQUENTIAL, SPECIAL, PUNITIVE, EXEMPLARY, OR ANY OTHER DAMAGES ARISING OUT OF YOUR USE OF THE SITE OR SERVICE. ADDITIONALLY, GoFromBroke.com IS NOT LIABLE FOR DAMAGES IN CONNECTION WITH:

(I) ANY FAILURE OF PERFORMANCE, ERROR, OMISSION, DENIAL OF SERVICE, ATTACK, INTERRUPTION, DELETION, DEFECT, DELAY IN OPERATION OR TRANSMISSION, COMPUTER VIRUS, OR LINE OR SYSTEM FAILURE;

(II) LOSS OF REVENUE, ANTICIPATED PROFITS, BUSINESS, SAVINGS, GOODWILL OR DATA; AND

(III) THIRD PARTY THEFT OF, DESTRUCTION OF, UNAUTHORIZED ACCESS TO, ALTERATION OF, OR USE OF YOUR INFORMATION OR PROPERTY, REGARDLESS OF OUR NEGLIGENCE, GROSS NEGLIGENCE, FAILURE OF AN ESSENTIAL PURPOSE AND WHETHER SUCH LIABILITY ARISES IN NEGLIGENCE, CONTRACT, TORT, OR ANY OTHER THEORY OF LEGAL LIABILITY.

THE FOREGOING APPLIES EVEN IF GoFromBroke.com HAS BEEN ADVISED OF THE POSSIBILITY OF OR COULD HAVE FORESEEN THE DAMAGES. IN THOSE STATES THAT DO NOT ALLOW THE EXCLUSION OR LIMITATION OF LIABILITY FOR THE DAMAGES, OUR LIABILITY IS LIMITED TO THE FULLEST POSSIBLE EXTENT PERMITTED BY LAW. IN NO EVENT SHALL Go From Broke LLC CUMULATIVE LIABILITY TO YOU EXCEED THE TOTAL PURCHASE PRICE OF THE SERVICE OR PRODUCT YOU HAVE PURCHASED FROM GoFromBroke.com, AND IF NO PURCHASE HAS BEEN MADE BY YOU GoFromBroke.com CUMULATIVE LIABILITY TO YOU SHALL NOT EXCEED $100.

Indemnification

You shall indemnify and hold us harmless from and against any and all losses, damages, settlements, liabilities, costs, charges, assessments, and expenses, as well as third-party claims and causes of action, including, without limitation, attorney’s fees, arising out of any breach by you of any of these Terms and Conditions, or any use by you of the Site, Product, or Service. You shall provide us with such assistance, without charge, as we may request in connection with any such defense, including, without limitation, providing us with such information, documents, records, and reasonable access to you, as we deem necessary. You shall not settle any third-party claim or waive any defense without our prior written consent.

Affiliate Disclosure

GoFromBroke.com contains affiliate links. Meaning Go From Broke LLC receives commissions for purchases made through those links, at no cost to you. Please understand that we have experience with all of these companies, and recommend them because they are helpful and useful, not because of the small commissions we make if you decide to buy something.

Go From Broke LLC is a participant in the Amazon Services LLC Associates Program, an affiliate advertising program designed to provide a means for sites to earn advertising fees by advertising and linking to Amazon.com.