Hand pulling credit card from wallet to complete online shopping purchase from cell phone

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  1. I was an overspender. Been there. Done that. Eventually I had to come to the point where I said of my debt, “This is stupid.” Why should I be a slave to the lender any longer?

    Now, before I buy anything, I check my budget and then ask myself if I *really* need it. If not, I don’t buy it. That’s a far cry from how I used to be!

  2. I’ve had the most success with swapping expensive hobbies/expenses for cheap ones, since that makes it more like a game to get what I want (an item or a way to spend my time) while leaving more money in my pocket. While I’m not a coupon person, I totally see why people get into coupon hunting, because of that ideal of getting what you want while paying less.

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