We’re Debt Free!!

I’ve had debt as long as I can remember.

It wasn’t something I was ashamed of, or particularly worried about. Debt is the American way after all.

But last Spring I noticed it was down to around $3,000 and I finally felt that little spark of excitement at the prospect of being debt free.

Then August came.

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Time to Ignore the Math

I tend to be a logical and analytical person so I’ve always found it difficult to make paying off low-interest debt a priority when the math tells me that the smarter play is to invest it. In the FI community, this is a perfectly valid approach.

However, despite my grasp of the numbers, I have discovered I have a huge blind spot when it comes to my actual behavior. Regardless of what I know, what I’ve done is the exact reason I needed to start this blog. Counter to my expectations, I wasn’t saving more, I was spending more.

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